On Glenn's Desk

Panera Bread and the Illusion of Fresh

When you think of Panera Bread, you probably have images of fresh coffee, great baked goods, really tasty salads... and you probably have the assumption that they’re made on premises. Well, somewhat. Recently there was a viral story from a disgruntled Panera employee who photographed a package of frozen Panera mac and cheese, just prior to an artisanal defrosting in the microwave. There was much consternation, the employee was sacked, and Panera admitted that while they did serve frozen food, that it was all to the customer’s benefit, since they could maintain better quality control in a central kitchen. Not exactly the image of a chef making your meal in a restaurant renowned for its fresh

What You Should be Asking at Year's End

We can’t change the past, but we can look to the future. How’s yours? Are you satisfied with your life—your family, your friends, your work, your home, your health? What are the things you can (and want) to change, and what things can’t you affect, in the coming year? I don’t mean anything as silly as New Year’s Resolutions, which are usually in the wastebasket within a month (amazing how many great buys on exercise equipment you can find on Facebook Marketplace by April.). I’m talking about taking a long-term look at how you can make choices that can have a huge impact on the financial quality of your retirement. Making decisions about change can help you have the life you want, as opposed

Podcast: Intelligent Investing

In this episode of The Intelligent Investing Podcast, Eric Schleien and Glenn Surowiec discuss the Index Investing Bubble as well as discuss General Electric (GE) which has been going through a massive restructuring. To learn more about this podcast, visit https://ericschleien.com/podcast/glenn-surowiec-index-investing-bubble-general-electric/.

Glenn D. Surowiec
Registered Investment Advisor
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